Tips for Home Buying in Oklahoma City

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When you want to buy a new home in Oklahoma City, it can be overwhelming. You will have many questions about what are the steps of buying your Oklahoma City home. With our experiecne, we will offer you great service and important information that will help you decide on the home that's right for you.

Consider the tips below to make your home buying process smoother, these will help whether you have bought a home before or this is your first time to buy a home.

Before You Start looking for a home, Get Pre-approval

To get pre-approval for a home, a lender will look at your credit and financial situation in detail. This process will guarantee you a certain loan amount. You will also then know your monthly payment amount.

Think about a Buyer's Agent to help you find your home

You should have someone who is working in your interest. You will want someone to assist you in buying the best home for you at the lowest price you can negotiate. You don't want someone who's trying to sell you just any property in your price range. Remember, you're buying your Oklahoma City home. This is where we can help you. At no cost to you.

We can provide you with additional information about the property and the seller. We are more objective to the positives and negatives of the property than seller or his realtor. We won't push you to buy this particular house, we can keep searching to find the perfect home for you.

Do you need To Have A Home Inspection?

Yes. Old or new, a home inspection is something we totally recommend. The seller doesn't always know about every problem in the home. An inspection will let you know more about the house, that you may not be able to see.

Negotitate

So you have found the perfect house. Now it's time to get a great deal. This is the time when it's important that you have us working for you. We can lead you through the negotiation process.

In your first offer, leave room to deal.

Before hand, determine where you want to start and what you are willing to counter with

We will consider the following:
the prices of other oklahoma city homes in the area
the prices of other homes on the block
property condition
How long on the market

Your offer should include:
the down payment, if any
the financing details; note that you have pre-approval
the closing costs and who pays what
the determination of who pays what, if an inspection is conducted
the disclosure of defects by seller and repairs that will be made
the timetable for purchase and the date of possession
the contingencies/cancel clauses to protect the buyer and seller
the guarantees on the condition of the property at time of sale
the date for the closing
Most likely, you will make a counter offer, if your initial offer is turned down. Make sure you put all counter offers in writing. Talk to your agent about the best course of action during the negations. If you and the seller can't seem to reach an agreement, bit might be best to peruse a different property.


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